Toptal contractors: keep more of what you earn

Toptal pays via Payoneer by default, which charges 2-3% in hidden FX markup. Switch your last mile to FaiirPe and save thousands every year.

The problem

  • Payoneer charges 2-3% FX markup on USD to INR conversion
  • Additional withdrawal fees eat into your earnings
  • FIRA certificates cost ₹500-2,500 per payment from your bank
  • No transparency on the actual exchange rate applied

The FaiirPe advantage

  • Flat $19 per invoice — no percentage-based fees
  • No FX markup from FaiirPe — exchange rate from licensed banking partner
  • Free FIRA certificate with every payment
  • 1-2 day processing to your Indian bank account
  • Full RBI compliance and bank-grade security

Savings breakdown — $5,000 invoice

With Payoneer$4,875 (after ~2.5% fees)
With FaiirPe$4,981 (after $19 flat fee)
You save$106 per invoice (~$1,272/year)

Get in touch and stop losing money on Toptal payments

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